A good CIBIL score is the demand of the hour. Be it your loan approval or getting a low interest-rate, a good CIBIL score is required for all purposes. You may not understand the importance of a CIBIL score, until and unless you apply for a loan or a credit card. You must be aware of the fact that you will not get a good CIBIL score without any effort. You have to make some effort and take certain measure to improve your CIBIL score. However, you have 4 simple ways through which you can actually increase your CIBIL score.
- Treat all debts equally when it is the time to repay- You should not be a defaulter. When it comes to repaying your debt, you should always do it on time.
- Ensure that you pay all your bills on time- Do not keep any bill unpaid. Pay off the bills is one of the best way to improve the CIBIL score.
- Keep away from applying for a new credit card, if possible- Do not apply for a new credit card. If you have any credit card which is not in use, surrender that.
- Try to pay full payments and if not, at least the minimum amount due
Must Read: 5 Ways to Increase Your CIBIL Score and Get a Quick Personal Loan
To know more ways to improve CIBIL score, Read: 4 Ways to Maintain a Healthy Credit Score
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