Financial planning includes creating contingency funds to fall back on when in need of funds. An FD might cover anticipated financial requirements but for the unforeseen requirements, you are left with negligible financial security. During such times, you end up using your savings or breaking your FD before maturity, hence losing out on the interest and paying penalty. In such times, you can easily avail a personal loan from a reliable lender in Jaipur.
One of the biggest advantages of these collateral-free loans is that they can be availed in very less time (within 24 hours).
Before applying for a personal loan in Jaipur, do check the eligibility criteria of lenders:
Your income, credit score, employer’s reputation and current liabilities decide your eligibility for personal loans.
A personal loan eligibility calculator can be used to check your eligibility for a loan.
Based on the city you are applying the personal loan from, lenders have set different minimum monthly income requirements, with metro cities having a higher value.
Documentation
Most lenders for personal loans in Jaipur require salary slips, bank account statements, ID, address proof (for salaried individuals) along with annual financial accounts, P&L account, and balance sheet for past 3 years (for self-employed individuals).
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